Unit 51

Celik Wang

Tetapkan sebahagian wang untuk disimpan sebelum membahagikan wang bagi tujuan lain.

Langkah 1

Asingkan simpanan

Tetapkan sebahagian wang untuk disimpan sebelum membahagikan wang bagi tujuan lain.

wang diterima → simpanan

Asingkan simpanan = 先把储蓄分出来
收到钱后，第一步先拿出一部分存起来，剩下的钱才拿来花或捐。先存钱，钱就不会一下子花光。例子：收到 RM10，先存 RM3，剩下 RM10 − RM3 = RM7 再计划。注意：要先存再花，花完才想存，通常已经没钱了。

Asingkan simpanan = set aside savings
When you receive money, the first step is to put some aside to save. Only the rest is planned for spending or giving. Saving first stops all the money from disappearing at once. Example: you get RM10, save RM3 first, and plan with RM10 − RM3 = RM7. Watch out: save before spending; waiting until after shopping usually leaves nothing to save.

Langkah 2

Rancang belanja dan sumbangan

Bahagikan baki wang untuk perbelanjaan dan sumbangan tanpa melebihi jumlah yang diterima.

simpan + belanja + sumbang ≤ wang diterima

Rancang belanja dan sumbangan = 计划花费和捐款
存钱后，把剩下的钱分成花费和捐款。存、花、捐三样加起来不能超过收到的钱。例子：收到 RM20，存 RM8，花 RM9，捐 RM3，RM8 + RM9 + RM3 = RM20，刚好用完，没有超过。注意：每一项都要算进去，漏算捐款会让总数超过。

Rancang belanja dan sumbangan = plan spending and giving
After saving, split the rest into spending and giving. Savings, spending and giving together must not be more than the money received. Example: from RM20, save RM8, spend RM9 and give RM3; RM8 + RM9 + RM3 = RM20, which fits exactly. Watch out: include every part in the total, because forgetting the donation can push the plan over the limit.

Langkah 3

Catat dan terangkan keputusan

Catat wang diterima, disimpan, dibelanja dan disumbang, kemudian jelaskan sebab rancangan itu sesuai.

terima · simpan · belanja · sumbang

Catat dan terangkan = 记录并说明
把收到、存起、花掉和捐出的钱都记下来，再说明为什么这样安排。记录让我们看清楚钱去了哪里。例子：收到 RM15，存 RM5，花 RM7，捐 RM3，因为 RM5 + RM7 + RM3 = RM15，计划刚好平衡。注意：只写数字不够，还要说出理由，例如想存钱买书。

Catat dan terangkan = record and explain
Write down money received, saved, spent and donated, then explain why the plan makes sense. A record shows where every ringgit went. Example: receive RM15, save RM5, spend RM7 and give RM3; since RM5 + RM7 + RM3 = RM15, the plan balances. Watch out: numbers alone are not enough; add a reason, such as saving up for a book.

Semak cepat · Soalan 1 / 2

Cuba sendiri

Pilih jawapan. Jika belum tepat, baca petunjuk dan cuba lagi.

Apakah langkah pertama selepas menerima wang untuk dirancang?

langkah pertama = 第一步
题目问收到钱、准备做计划时，第一步应该做什么。回想这一课三个步骤的先后顺序，再把每个选项和步骤对照。可以问自己：这个做法能不能让钱用得更久？例子：做功课也有顺序，先读题目，再写答案，最后检查。注意：题目问的是“第一步”，不是最后一步，要看清楚顺序。

langkah pertama = first step
The question asks what to do first after receiving money to plan with. Recall the order of the three steps in this lesson and compare each choice with it. Ask yourself whether the action helps the money last longer. Example: homework also has an order: read the question, write the answer, then check. Watch out: the question wants the first step, not the last, so mind the order.

Semak cepat · Soalan 2 / 2

Cuba sendiri

Pilih jawapan. Jika belum tepat, baca petunjuk dan cuba lagi.

Mira menerima RM20 dan menyimpan RM5. Baki untuk belanja dan sumbangan ialah…

baki = 余额
题目说 Mira 收到 RM20，存了 RM5，问还剩多少钱可以花和捐。线索是 menyimpan，存起来的钱要从总数中减掉。算完可用加法检查：余额加 RM5 要等于 RM20。例子：收到 RM30，存 RM8，余额是 RM30 − RM8 = RM22。注意：存钱是拿走一部分，不是再加上去。

baki = balance
Mira receives RM20 and saves RM5; you must find what is left for spending and giving. The word menyimpan shows the saved money comes out of the total, so subtract. Check by adding the balance to RM5 to get RM20. Example: receive RM30 and save RM8, leaving RM30 − RM8 = RM22. Watch out: saving takes money away from the total; it is not added on.

Ringkasan

Syabas!

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Ingat: asingkan simpanan; rancang belanja dan sumbangan; catat dan terangkan keputusan.

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